It’s a very vending machine Christmas; plus, all the payments and commerce news this week. CONNECT WITH US HOME | NEWS | OPINION | DATA & RESEARCH Saturday - December 18, 2021 New Data and Reports API Payments Orchestration Key in Travel Sector Keeping Customers Engaged With Personalization Digital-First Consumers Want Faster Payments Adopting Local Payments to Drive Sales Success Closing the Authentication Gap With Biometrics Why Chile Is a Testing Ground for Digital Tech Why Biometric Onboarding Is a Must for AML/KYC How Restaurants Can Compete With Aggregators Keeping Fraud at Bay With Behavioral Analytics Why US Consumers Want an All-In-One Super App Why the Worry-Free Consumer Wants BNPL Trending Topics Consumers Interested in Open Banking Platforms Consumers Seek to Spend, Not Store, Rewards Points Canadian Businesses Wait 41 Days to Get Paid Rise of Aggregators Spotlights Data Privacy Embedding Payments for Customer Experience PYMNTS’ Main Street Merchant Index Shows Deep Divide Between Winners, Losers 37% of Consumers Use Debit Cards for Purchases Simple Solutions to Business Payments Problems ID Verification Helps Reduce Friendly Fraud Consumers' Subscription Growth Since Feb. 2020 APEXX Global: Acquirers Compete, Merchants Win The Clearer Path for Digital IDs Embedded Insurance Streamlines Auto Refinancing Regulators May Leave Bank Mergers in Limbo Senate Grills Airlines Over Refund Complaints New Amazon Health Lead May Take Page From Prime AI Solutions Aim to Eliminate Manual Work Thai Central Banker ‘Red-Lines’ Crypto Payments France Successfully Trials CBDC Bond Trading Latin American Firms Digitizing B2B Payments PYMNTS DeFi Series: Unpacking DeFi and DAO India’s Digital Push May Come at Cards' Expense Personalized Rewards Encourage Repeat Buying AMA/AHA Lawsuit Shows Patient Billing Sore Spot Competition for Ultra-Fast Delivery in France Retail Touch and Go Holiday Hinges on Consumer Smart Contracts Get Weather-Savvy With AccuWeather on the Blockchain Marriott Promises to Divulge Resort Fees Upfront Ramp Raises $52.7M, Aims to be PayPal of Crypto VCs Are Pouring Billions Into Crypto Buy Now, Pay Later Moves to the Browser in UK ‘Matter’ Readies for Connected Operating System PYMNTS DeFi Series: DeFi’s Top 10 Uses Crypto Scams Fueled by DeFi-Friendly ‘Rug Pulls’ What Is Yield Farming and Liquidity Mining? Lore’s Wonder Ghost Kitchen One-Ups Aggregators Augmented Reality at Chicago’s United Center Airlines Shifting to Cargo Flights BoE Governor Says Crypto Is Threat to UK Visma Acquires Expense Management Solution Cryptocurrencies Gain Momentum for B2B Payments Elon Musk Shows Power of His 66M Twitter Fans Klarna, GoCardless Pact Spotlights BNPL Traction Warren: DeFi ‘Most Dangerous’ Part of Crypto Merchant Involvement in EU Payments Initiative Grocery Ordering, Curbside and Delivery CLEAR’s Uber Pact a Smart Chess Move EU Creator Economy Boosts Banking as a Service More Retail IPO Hints at Amazon’s India Plans Automakers Make Plans to Improve Chip Supply SEC Turning Attention to Crypto Exchanges UK Focuses on Access to Banking Services Harley-Davidson Lists Electric Motorcycle Unit Crypto Exchange Binance Retreats Again The Stablecoin Problem Poland Anticompetition Watchdog Investigates Apple Automakers Adding Insurance and Other Services Confidence Meets COVID as Adaptable Industries Feel More Ready for Omicron Retail CEOs Turn to Congress for Help Crypto at Point of Sale: Bitcoin vs Stablecoins Peloton Hit With Ratings Downgrade Firm Sees Smokescreen in Salvadoran Bitcoin Is Paxos the New Diem? Digital Discussions Restaurants Put Innovation, Culture on the Menu Even Same-Day ACH Too Slow for Consumers This Is How Banks Can Win at Buy Now, Pay Later Real-Time Payments Simpler as Adoption Spreads CFOs Use Data, Experience in Digital Shift Regulatory Patchwork Holds Back Open Banking in US Data, Digital Services Make CUs More Competitive Visa Reports EMV 3DS Delivers 35% Less Fraud Telehealth, Digital Payments Ease Healthcare Costs Digital Credentials Simplify Connected Economy Ex-Treasury Official: Crypto Fits Into Current Regs Why ESG Investing Needs Better Benchmarks Voice Tech Needs AI to Humanize Customer Service Passwordless Payments Must Overcome Consumer Snub PayPal Focuses on Trust, Choice, Ease, Approvals Regulators Pressed as Players Vie for Wallet Share Trade Credit, eInvoices Can up B2B Loyalty Retail Reinvention Retail Giants Make Last-Minute Tweaks Big Retailers Turn to Shoppable Livestreams Furniture Returns Are Consumer Nightmare Retail Touch-and-Go Holiday Hinges on Consumer Retail Industry Fights Against Smash-and-Grabs Department Store 2.0: Three Key Trends Slumping Dept Store, Electronics Cut Nov Sales D2C Brands Buy Local, Build Local PayPal Focuses on Trust, Choice, Ease, Approvals Consumers’ Delivery Expectations Are Unbending Walmart Taps TalkShopLive for One-Click Buying Peloton ups Brand Protection With Chris Noth Ad Connected Consumers' Online Purchases Crime Spree Spawns Rethink on Retail Cyber-Sleuths Pirate ‘MetaBirkin’ NFTs B2B AI Solutions Aim to Eliminate Manual Work Latin American Firms Digitizing B2B Payments 25% of B2B Payments Are Digital Payments Phone-as-a-Service Model: B2B Device Procurement 34% of Real Estate B2B Payments Made by Check Cryptocurrencies Gain Momentum for B2B Payments Reducing Supply Chain Fragmentation: Battle Fraud 48% of Businesses Make Payments Via Credit Card VertoFX Streamlines X-Border Payments for SMBs Banking Platforms Aim to Deliver for Businesses Payments Digitization for Healthy Balance Sheet B2B FinTechs Add Crypto to Hedge Against Inflation Rising Spend Management Trend Not Lost on Investors Companies Plan to Automate Invoice Delivery Read More How We Shop It’s a Very Vending Machine Christmas When we heard that eCommerce platform Wish was teaming with Nasdaq to place a promotional vending machine in Manhattan’s Times Square, we instantly saw the potential to take this concept to new and preposterous places. Dust off your eight tiny reindeer — it’s the PYMNTS Saturday feature. READ MORE KLW Commentary The Buy Now, Pay Later Battle That’s Brewing With now 50 million consumers having tried BNPL at least once in the last year, it’s safe to assume that it’s a credit option that’s here to stay. How it evolves and how it could disrupt issuers and card networks, Karen Webster said, comes down to three things. Here’s what they are. READ MORE Join Our Mailing List Having trouble viewing this email? Please click here. This email was sent to you by PYMNTS.com. To ensure delivery to your inbox, please add ops@pymnts.com to your address book. This email was sent to marcialwushu@gmail.com by pymnts.com Instant removal with unsubscribe PYMNTS.com | 111 Devonshire Street | Boston, MA | 02108